DISCLAIMER

Effective Date: September 2, 2026

Welcome to Next Chapter Collective®.

The information, resources, coaching, workshops, programs, and other content provided by NewLeaf Home Partners, LLC d/b/a Next Chapter Collective®Kris Seidenkranz, CEO (“Next Chapter Collective®,” “we,” “us,” or “our”), are provided for educational and coaching purposes.

By using this website or participating in our services, you acknowledge and agree to the following:

1. Coaching Is Not Professional Advice

Next Chapter Collective® provides coaching, education, resources, and support.

Our services are not intended to replace professional advice from a qualified attorney, accountant, tax professional, financial advisor, investment professional, medical professional, mental-health professional, or other appropriately licensed or qualified professional.

Nothing provided through our website, coaching sessions, workshops, programs, emails, social media, downloadable resources, or other communications should be interpreted as:

You are encouraged to seek advice from qualified professionals who can evaluate your individual circumstances before making decisions that require professional expertise.

  • Legal advice

  • Tax or accounting advice

  • Investment or financial advice

  • Medical advice

  • Mental-health counseling or therapy

  • Treatment for mental illness or substance abuse

  • Professional business, legal, financial, or other licensed professional services

2. Business & Income Disclaimer

Next Chapter Collective® helps clients explore business opportunities, leverage their skills and experience, develop ideas, create plans, and take action toward building income and greater freedom.

However, we do not guarantee that you will:

  • Start a successful business

  • Generate a specific amount of income

  • Replace your existing income

  • Achieve financial independence

  • Obtain clients or customers

  • Leave employment

  • Achieve a particular business or financial result

Any examples, stories, testimonials, income examples, business examples, or discussions of potential opportunities are provided for educational and illustrative purposes only.

Your results will depend on many factors, including your individual circumstances, experience, skills, effort, decisions, implementation, market conditions, economic conditions, and factors outside of our control.

Past performance or another person's results do not guarantee or indicate what you may achieve.

3. Your Responsibility

You are responsible for your own decisions, actions, and results.

You understand that participating in coaching or educational programs does not transfer responsibility for your business, career, financial, personal, or other decisions to Next Chapter Collective® or Kris Seidenkranz.

You are responsible for evaluating information provided through our services and determining whether and how to apply it to your individual circumstances.

4. No Guarantees

We make no guarantees or warranties regarding the results you may achieve through our website, coaching, workshops, programs, resources, or other services.

We do not guarantee that:

  • Information provided will produce a particular result;

  • A particular business model or strategy will be successful;

  • You will generate income;

  • You will recover an investment made in a program or business;

  • You will achieve a particular level of freedom, flexibility, or independence; or

  • Any particular opportunity will be available to you.

5. Educational Information

The content provided by Next Chapter Collective® is intended to provide general educational information and encourage thoughtful decision-making.

Information may become outdated, incomplete, or inaccurate as circumstances, markets, technology, laws, regulations, and business conditions change.

We make reasonable efforts to provide useful and accurate information, but we do not guarantee that all information will always be complete, current, accurate, or free from errors or omissions.

6. Coaching Relationship

Coaching is a collaborative process.

A coach facilitates conversations, questions, reflection, education, brainstorming, goal-setting, accountability, and action planning to support a client's growth and development.

Coaching does not mean that the coach makes decisions for the client.

7. Mental Health & Well-Being

Next Chapter Collective® coaching is not therapy, counseling, psychiatric treatment, medical care, or treatment for mental illness or substance abuse.

If you are experiencing a mental-health crisis, medical emergency, or other situation requiring immediate or specialized care, please contact an appropriately qualified professional or emergency service.

If a coaching conversation indicates that a client may need services outside the scope of coaching, Next Chapter Collective® may recommend that the client seek appropriate professional support.

8. Financial Decisions

Some Next Chapter Collective® content may involve discussions about income, business expenses, pricing, business models, entrepreneurship, financial goals, or other topics that may have financial implications.

This information is educational only and is not individualized financial, investment, tax, accounting, or legal advice.

You are solely responsible for evaluating your financial circumstances and seeking advice from appropriately qualified professionals before making financial, investment, tax, accounting, or legal decisions.

9. Testimonials & Examples

Testimonials and success stories represent the experiences of individual clients or participants.

Individual results vary.

A testimonial or success story should not be interpreted as a representation, promise, or guarantee that you will achieve the same or similar results.

10. Third-Party Information & Resources

Our website, programs, workshops, and coaching may reference or link to third-party businesses, products, services, websites, tools, resources, or professionals.

We do not control or guarantee the accuracy, availability, quality, or results of third-party products or services.

Any reference to a third-party resource does not necessarily constitute an endorsement or guarantee.

11. Technology & Website Availability

We make reasonable efforts to maintain the website and our online services.

However, we do not guarantee that the website, online programs, scheduling systems, video platforms, downloads, or other technology will always be available, uninterrupted, secure, or free from errors.

Technology depends in part on third-party service providers and circumstances outside of our control.

12. No Professional Relationship Created by Website Use

Simply visiting our website, downloading a free resource, attending a free workshop, subscribing to communications, or communicating with Next Chapter Collective® does not automatically create a formal coaching, professional, fiduciary, attorney-client, therapist-client, financial-advisor-client, or other professional relationship.

A coaching relationship is established through the applicable coaching agreement, enrollment process, or other written agreement governing the specific service.

13. Limitation of Liability

To the fullest extent permitted by applicable law, Next Chapter Collective®, NewLeaf Home Partners, LLC, Kris Seidenkranz, and their respective representatives, contractors, and service providers will not be responsible for indirect, incidental, special, consequential, or other damages arising from or related to your use of our website, content, resources, coaching, workshops, programs, or other services, except where such limitation is prohibited by law.

Nothing in this Disclaimer is intended to exclude or limit liability that cannot legally be excluded or limited.

14. Changes to This Disclaimer

We may update this Disclaimer from time to time to reflect changes in our business, services, website, technology, or legal requirements.

When changes are made, we will update the Effective Date at the top of this Disclaimer.

Your continued use of the website after an updated Disclaimer is posted constitutes acceptance of the updated Disclaimer to the extent permitted by applicable law.

15. Contact Us

If you have questions about this Disclaimer or our services, please contact:

Kris SeidenkranzNext Chapter Collective®
Email: kris@nextchaptercollectivecoaching.com